Law Office of Craig Gibbs

Call 904-396-4499 To Speak With A Lawyer

Law Office of Craig Gibbs

904-396-4499

Count On Our Experienced Personal Injury Attorney

Passenger Injury Attorney Serving Jacksonville And Across Florida

When a car accident happens, attention often shifts to the drivers. As a passenger, you may feel uncertain about who is responsible for your injuries. At Law Office of Craig Gibbs, we know that you may feel overlooked. Our firm founder, attorney Craig Gibbs, has spent more than 40 years helping people hurt in auto accidents. That means we anticipate the strategies insurance companies use, and your right to pursue compensation is both real and necessary.

Understanding Your Rights As An Injured Passenger In Florida

After an auto accident, Florida passengers have the right to seek compensation regardless of who caused the accident. You can file a claim against the driver of the vehicle, the other driver or both.

Florida’s no-fault system may cover passengers through personal injury protection, or PIP, up to $10,000 in medical expenses from an applicable policy, regardless of fault. PIP may apply through the vehicle owner’s or driver’s policy even if you do not carry your own auto insurance.

How Florida Law Covers Passengers Injured In Rideshare And Transit Vehicles

Rideshare accidents involving Uber or Lyft create unique insurance challenges because coverage depends on the driver’s app status at the time. Here is how coverage breaks down for passengers:

  • App offline: The rideshare company provides no coverage, and the driver’s personal insurance applies.
  • App on, awaiting a ride: The rideshare company provides limited liability coverage only.
  • Ride accepted or in progress: The rideshare company provides up to $1 million in liability coverage.

If you sustain injuries on a city bus, school bus or train, your options depend on who operates the vehicle. When a government entity is involved, Florida’s sovereign immunity law limits recovery to $200,000 per person, and you must file a formal notice of claim before filing suit.

Your Injuries Deserve More Than To Be Overlooked

Your injuries should not be an afterthought. Before practicing law, our Florida passenger injury attorney worked as a claims adjuster with one of the largest insurance companies in the country, which means he knows how insurers think. Call our Jacksonville office at 904-396-4499 or reach out to us online today.